Kapital Correlates AML, Sanctions, and Transactions

Financial intelligence for AML compliance and sanctions monitoring. Transaction data, identity verification, and global sanctions lists in one correlated context graph — SAR candidates and screening gaps surfaced in seconds.

Coming Soon

01The Problem

Compliance findings are siloed. Risk sits in the gaps.

Transaction monitoring, identity verification, and sanctions screening each run in isolation. The match that matters — a sanctioned identity with an active outbound transfer — lives in the overlap no single tool computes.

Every SAR decision, every sanctions escalation, every structuring flag is a correlation problem. Kapital makes the correlation first-class.

02Screening Flow

From identity to alert, continuously

Identity, transactions, and sanctions data correlated in one graph — SAR candidates and screening gaps surface in real time.

Identity

Transactions

Sanctions Data

Correlation

SAR / Alert

When an identity matches a sanctioned entity, when transactions cluster near reporting thresholds, or when new designations drop across jurisdictions, Kapital surfaces the compound pattern — not the isolated alert.

03In Action

Real-world financial compliance scenarios

SAR Candidate with Active Outbound Transactions

SCENARIO

A customer identity matches a newly designated sanctioned entity and is moving money out of the account.

QUESTION

Does this match represent a SAR filing obligation, and what's the full transaction picture right now?

ANSWER

Kapital correlates the sanctions match with live transaction activity across accounts, surfaces the outbound exposure, and packages the evidence for a SAR filing decision — with jurisdictional context and supporting identity data.

Structuring Pattern Across Sub-Threshold Transactions

SCENARIO

An account shows 3+ sub-CTR-threshold transactions clustered in a narrow window.

QUESTION

Is this structuring under 31 USC 5324, and which accounts share the pattern?

ANSWER

Kapital traces clustered sub-threshold activity across related accounts and identities, flags the structuring pattern with full transaction evidence, and escalates for compliance review with attribution to the underlying identity graph.

Newly Sanctioned Entity Missed by Existing Screening

SCENARIO

An entity was added to sanctions lists this quarter across multiple jurisdictions with 20+ known aliases.

QUESTION

Which customers match this entity across any alias, and what's our exposure?

ANSWER

Kapital monitors 345 sanctions datasets continuously, surfaces high-alias evasion risk, and cross-references against the customer identity graph — catching matches that name-screening alone misses.

04See it

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